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Understand the Buying Process

Buyers Guide

Make sure you clearly state what your offer includes at the time it is submitted. We have seen misunderstandings leading to deals not moving forward. Livingroom details are purely a guide and do not guarantee accuracy nor do they form part of any contract. The vendor is entitled to change their mind on what they include or exclude until conditions of sale are finalised.

Once the purchase price has been agreed (and any other matters) you will need to appoint an advocate to act on your behalf. This is an important step and will ensure that matters proceed swiftly. If you do not have an advocate Livingroom will be more than happy to recommend suitable firms to suit your needs.

We would recommend instructing a surveyor to provide a survey on your proposed property within 24 hours of your offer being accepted. If you are borrowing from a lender, please consult with them as not all local surveyors are approved by all lenders. Their lead times can often vary - you will usually need to allow at least one week for them to complete the survey and produce a report for you. If you do not already know a surveyor Livingroom will be more than happy to recommend a suitable firm to suit your needs in conjunction with your finance provider.

Your mortgage lender/broker should be advised of your intended purchase as soon as possible.

You should consider whether your life insurance policies are in place. If not seek professional advice. If you are borrowing any funds it is essential that all financial "offer" letters are clear and precise and that arrangements for funds are either active or previously arranged.

Remember that on or before your guided "operative date" (normally circa three weeks from the date of an agreed offer) you will be required to place a 10% deposit of the full purchase price, which will be non-refundable. Ensure your funds are available for this date to avoid any delays.

If you have any further queries please contact Livingroom where we will be happy to answer any questions you may have.

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